Refund Policy

1. Service Nature

AGSKADS Planner provides immediate access to a digital planning infrastructure upon payment.

2. Refund Eligibility

Refunds are considered only in cases of duplicate payment or access failure attributable solely to AGSKADS.

3. Non-Refundable Cases

• Partial usage
• Change of mind
• Internal agency disputes
• Policy violations

4. Refund Processing

Approved refunds are processed to the original payment source subject to payment gateway timelines.

5. Legal Compliance

This policy complies with Indian consumer and digital service laws.